Help for Idaho

There are many homeowners who are late on their mortgages due to a variety of reasons. Some of them have been lulled into a loan modification offered by their lenders. Usually, the loan modification path is very frustrating and leads to a denial even after several attempts. I have included some links below that may be helpful for those attempting a loan modification.

Bank of America - Loan Modifications
Wells Fargo - Loan Modifications
Citimortgage - Loan Modifications
Chase - Loan Modifications 
Fannie Mae - Loan Modifications
Freddie Mac - Loan Modifications

Unfortunately, the odds are stacked against you in obtaining a loan modification. Banks are in the business of collecting money, not modifying loans. They either want the money or your home.

If you have truly exhausted all your means of paying your mortgage and you have been denied a loan modification once, twice or even three times, the best solution may be a short sale. Here are links to shot sale information from the top four lenders.

Making Home Affordable
Bank of America Short Sale Information
Wells Fargo Short Sale Information
Citimortgage Short Sale Information
Chase Short Sale Information

We hope this information help. Stayed tuned for our new website, http://www.HelpForIdaho.org.

The Iron Eagle Realty Team's mission is to assist you, our client, in the sale and acquisition of real estate properties in the state of Idaho, specifically the Boise Idaho Real Estate Market. Whether you are buying or selling a home, whether it is a foreclosure, short sale or equity property, we handle our customers and clients with empathy and honest truths so they can make informed decisions as they advance in the process of buying and selling real estate that meet specific needs.

PS: We've Helped More Buyers and Sellers than 99.8% of any Local Realtor

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Regards, Michael Hon, REALTOR®
CEO, The Iron Eagle Realty Team
Associate Broker, Silvercreek Realty Group
Certified Short Sale Specialist®
Investment Property Consultant
Direct: 208.919.0458 Office: 208.939.9033 Fax: 208.514.1422
www.IronEagleRE.com Michael.Hon@IronEagleRE.com